Howard Marks Memo Day

Today, I spent the first few hours of market open not staring at price action. Instead I chose to read Howard Marks Memos, an investor with a sound mind and someone I have read about for years. His quality analysis and sound mind in the midst of people just yelling "bubble" is something we all need to hear. I would like to recap a few points that I found to be most interesting, and I wish I could thank him in person. I wont go over all 3 memos I read today, but I will go over this one because it resonated with me.

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